/* =========================================================
   불법 사금융 피해지원센터 랜딩페이지 스타일
   - 공공기관 안내 사이트 톤(딥네이비 / 각진 모서리 / 절제된 장식)
   - 모바일 우선(mobile-first) 반응형
   - 색상/간격은 :root 토큰으로 관리
   ========================================================= */

:root {
  /* 기본 색상 */
  --navy: #0B2C5F;
  --navy-700: #103A78;
  --navy-800: #0A2450;
  --navy-900: #071E43;
  --blue: #1A56A7;
  --blue-50: #EDF2F9;
  --blue-100: #DDE7F3;

  --gold: #A67C00;
  --gold-light: #C9A227;
  --red: #C8102E;
  --green: #1F6E43;

  --ink: #1A1D24;
  --ink-2: #333A45;
  --muted: #5A6473;
  --line: #D5DCE5;
  --line-strong: #B9C4D2;
  --card: #FFFFFF;
  --bg: #FFFFFF;
  --gray-50: #F5F7FA;
  --gray-100: #EDF0F5;

  /* 상담 채널 */
  --kakao: #FEE500;
  --kakao-ink: #191600;
  --telegram: #229ED9;

  --shadow-sm: 0 1px 3px rgba(11, 44, 95, 0.08);
  --shadow: 0 6px 18px rgba(11, 44, 95, 0.10);
  /* 공공기관 안내 사이트 톤: 각진 모서리. 상단 강조선(border-top)과
     둥근 모서리가 꺾여 충돌하지 않도록 카드류는 radius 0 으로 둔다. */
  --radius: 0px;
  --radius-sm: 2px;

  --font-head: 'Gothic A1', 'Noto Sans KR', 'Apple SD Gothic Neo', 'Malgun Gothic', sans-serif;
  --font-body: 'Noto Sans KR', 'Apple SD Gothic Neo', 'Malgun Gothic', sans-serif;

  --container: 1160px;
  --gutter: 20px;
  --section-y: 64px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  font-family: var(--font-body);
  font-size: 16px;
  line-height: 1.65;
  color: var(--ink);
  background: var(--bg);
  word-break: keep-all;
  overflow-wrap: anywhere;
}
img { max-width: 100%; height: auto; display: block; }
a { color: inherit; text-decoration: none; }
button { font: inherit; cursor: pointer; }
h1, h2, h3, h4 { margin: 0; font-family: var(--font-head); line-height: 1.3; }
p { margin: 0; }
:focus-visible { outline: 3px solid var(--blue); outline-offset: 2px; border-radius: 2px; }
.sr-only {
  position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px;
  overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; border: 0;
}
[data-multiline] { white-space: pre-line; }

.container {
  width: 100%;
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 var(--gutter);
}
.section { padding: var(--section-y) 0; }
.section--sky { background: var(--gray-50); }
.section--white { background: #fff; }

/* ---------- 섹션 헤더 ---------- */
.sec-head { text-align: center; margin-bottom: 36px; }
.sec-head__eyebrow {
  display: inline-block;
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.1em;
  color: var(--blue);
  background: var(--blue-50);
  border: 1px solid var(--blue-100);
  padding: 5px 14px;
  border-radius: var(--radius-sm);
  margin-bottom: 14px;
}
.sec-head__title {
  font-size: clamp(26px, 4.2vw, 38px);
  font-weight: 800;
  color: var(--navy);
  letter-spacing: -0.02em;
}
.sec-head__title::after {
  content: "";
  display: block;
  width: 44px;
  height: 3px;
  background: var(--gold);
  margin: 14px auto 0;
}
.sec-head__sub { margin-top: 14px; font-size: 16px; color: var(--muted); }

/* ---------- 버튼 ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  min-height: 52px;
  padding: 14px 26px;
  border-radius: var(--radius-sm);
  border: 1px solid transparent;
  font-weight: 700;
  font-size: 16px;
  letter-spacing: -0.01em;
  transition: background-color .18s ease, border-color .18s ease, color .18s ease;
  cursor: pointer;
}
.btn svg { width: 20px; height: 20px; flex: none; }
.btn-cta {
  background: var(--gold);
  color: #fff;
  border-color: var(--gold);
}
.btn-cta:hover { background: #8E6A00; border-color: #8E6A00; }
.btn-primary {
  background: var(--navy);
  color: #fff;
  border-color: var(--navy);
}
.btn-primary:hover { background: var(--navy-700); border-color: var(--navy-700); }
.btn-primary:disabled { opacity: .55; cursor: not-allowed; }
.btn-outline {
  background: #fff;
  color: var(--navy);
  border-color: var(--line-strong);
}
.btn-outline:hover { background: var(--blue-50); border-color: var(--blue); }
.btn-ghost {
  background: var(--gray-100);
  color: var(--navy);
  border-color: var(--line);
  min-height: 36px;
  padding: 6px 14px;
  font-size: 13px;
}
.btn-ghost:hover { background: var(--blue-50); }

/* 상담 채널 버튼 */
.btn-kakao {
  background: var(--kakao);
  color: var(--kakao-ink);
  border-color: #E5CF00;
}
.btn-kakao:hover { background: #F2DC00; border-color: #D6C200; }
.btn-telegram {
  background: var(--telegram);
  color: #fff;
  border-color: var(--telegram);
}
.btn-telegram:hover { background: #1B87BA; border-color: #1B87BA; }
.btn-kakao img, .btn-telegram img { width: 20px; height: 20px; flex: none; }

/* ---------- 상단 유틸리티 바 ---------- */
.topbar {
  background: var(--navy-900);
  color: #C6D3E6;
  font-size: 13px;
}
.topbar .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  min-height: 42px;
  flex-wrap: wrap;
}
.topbar__note {
  display: flex;
  align-items: center;
  gap: 8px;
  letter-spacing: -0.01em;
}
.topbar__note strong { color: #fff; font-weight: 700; }
.topbar__links { display: flex; align-items: center; gap: 6px; }
.topbar__link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 5px 10px;
  border-radius: var(--radius-sm);
  font-weight: 600;
  color: #E4EBF5;
  border: 1px solid rgba(255, 255, 255, 0.18);
  transition: background-color .18s ease;
}
.topbar__link img { width: 15px; height: 15px; }
.topbar__link:hover { background: rgba(255, 255, 255, 0.12); }
.topbar__link--kakao { color: var(--kakao); border-color: rgba(254, 229, 0, 0.4); }
.topbar__link--telegram { color: #7CC9EC; border-color: rgba(34, 158, 217, 0.45); }

/* ---------- 헤더 ---------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 40;
  background: #fff;
  border-bottom: 1px solid var(--line);
  padding: 14px 0;
}
.site-header .container { display: flex; align-items: center; justify-content: space-between; gap: 12px; }
.brand { display: inline-flex; align-items: center; gap: 11px; }
.brand__mark { width: 42px; height: 42px; flex: none; }
.brand__text { display: flex; flex-direction: column; line-height: 1.2; }
.brand__name {
  font-family: var(--font-head);
  font-weight: 800;
  font-size: 21px;
  color: var(--navy);
  letter-spacing: -0.035em;
}
.brand__tagline { font-size: 12.5px; color: var(--muted); letter-spacing: -0.01em; }
.header-cta { display: none; }

/* ---------- 공지 배너 ---------- */
.notice-bar {
  background: var(--blue-50);
  border-bottom: 1px solid var(--blue-100);
  padding: 11px 0;
}
.notice-bar .container {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  text-align: center;
  font-size: 14px;
  color: var(--navy);
  font-weight: 600;
  letter-spacing: -0.01em;
}
.notice-bar__tag {
  flex: none;
  background: var(--navy);
  color: #fff;
  font-size: 11.5px;
  font-weight: 700;
  letter-spacing: 0.04em;
  padding: 3px 9px;
  border-radius: var(--radius-sm);
}

/* ---------- 히어로 ---------- */
.hero {
  position: relative;
  overflow: hidden;
  background: linear-gradient(180deg, var(--navy) 0%, var(--navy-800) 62%, #0D3169 100%);
  padding: 44px 0 0;
  color: #fff;
}
.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background:
    repeating-linear-gradient(135deg, rgba(255, 255, 255, 0.035) 0 2px, transparent 2px 9px);
  pointer-events: none;
}
.hero__inner {
  position: relative;
  display: grid;
  grid-template-columns: 1fr;
  gap: 24px;
  align-items: center;
}
.hero__copy { padding-bottom: 20px; }
.hero__badge {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.02em;
  color: #F0D485;
  border: 1px solid rgba(201, 162, 39, 0.5);
  background: rgba(166, 124, 0, 0.16);
  padding: 6px 13px;
  border-radius: var(--radius-sm);
  margin-bottom: 18px;
}
.hero__badge img { width: 16px; height: 16px; }
.hero__title { display: flex; flex-direction: column; gap: 4px; }
.hero__line {
  display: block;
  font-size: clamp(36px, 8vw, 62px);
  font-weight: 800;
  color: #fff;
  letter-spacing: -0.035em;
  line-height: 1.16;
}
.hero__line--light {
  font-weight: 400;
  font-size: clamp(24px, 5.4vw, 40px);
  color: #B9CBE6;
  letter-spacing: -0.02em;
}
.hl {
  display: inline;
  color: #fff;
  background: linear-gradient(transparent 62%, rgba(201, 162, 39, 0.55) 62%);
  padding: 0 2px;
}
.hero__sub {
  margin-top: 18px;
  font-size: 15.5px;
  color: #C3D2E7;
  max-width: 620px;
  line-height: 1.8;
}
.hero__cta {
  margin-top: 24px;
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}
.hero__cta .btn { flex: 1 1 100%; }
.hero__figure { position: relative; margin: 0; }
.hero__img { width: min(100%, 420px); margin: 0 auto; }
.chip {
  position: absolute;
  display: inline-flex;
  align-items: center;
  gap: 7px;
  background: #fff;
  color: var(--navy);
  font-weight: 700;
  font-size: 13.5px;
  padding: 8px 14px;
  border-radius: var(--radius-sm);
  border: 1px solid var(--line);
  box-shadow: var(--shadow);
  white-space: nowrap;
}
.chip::before { content: ""; width: 7px; height: 7px; background: var(--gold); }
.chip--1 { left: 0; top: 12%; }
.chip--2 { right: 0; bottom: 18%; }
.chip--2::before { background: var(--green); }

/* ---------- 상담 채널 섹션 ---------- */
.channels { background: #fff; }
.channel-grid { display: grid; grid-template-columns: 1fr; gap: 14px; }
.channel {
  display: flex;
  align-items: center;
  gap: 16px;
  background: #fff;
  border: 1px solid var(--line);
  border-top: 3px solid var(--navy);
  border-radius: var(--radius);
  padding: 22px 20px;
  transition: border-color .18s ease, background-color .18s ease;
}
.channel:hover { background: var(--gray-50); border-color: var(--line-strong); border-top-color: var(--navy); }
.channel--kakao { border-top-color: #E5CF00; }
.channel--telegram { border-top-color: var(--telegram); }
.channel__icon {
  flex: none;
  width: 54px;
  height: 54px;
  border-radius: var(--radius);
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--blue-50);
  color: var(--navy);
}
.channel__icon img { width: 27px; height: 27px; }
.channel--kakao .channel__icon { background: var(--kakao); color: var(--kakao-ink); }
.channel--telegram .channel__icon { background: var(--telegram); color: #fff; }
.channel__body { display: block; flex: 1 1 auto; min-width: 0; }
.channel__title { display: block; font-size: 18px; font-weight: 800; color: var(--navy); letter-spacing: -0.02em; }
.channel__desc { display: block; margin-top: 6px; font-size: 14px; color: var(--muted); line-height: 1.65; }
.channel__go {
  flex: none;
  display: inline-flex;
  align-items: center;
  gap: 5px;
  font-size: 14px;
  font-weight: 700;
  color: var(--blue);
}
.channel__go svg { width: 16px; height: 16px; }

/* ---------- 카드 공통 ---------- */
.grid-3 { display: grid; grid-template-columns: 1fr; gap: 16px; }
.card {
  background: var(--card);
  border-radius: var(--radius);
  padding: 26px 22px;
  border: 1px solid var(--line);
  transition: border-color .18s ease;
}
.card:hover { border-color: var(--line-strong); }

/* ---------- 후기 ---------- */
.review__head { display: flex; align-items: center; gap: 13px; margin-bottom: 14px; }
.review__avatar { width: 50px; height: 50px; border-radius: 50%; flex: none; border: 1px solid var(--line); }
.review__name { font-size: 17px; font-weight: 700; color: var(--ink); }
.review__stars { display: flex; gap: 2px; margin-top: 3px; }
.review__stars svg { width: 13px; height: 13px; fill: var(--gold-light); }
.review__quote { font-size: 14.5px; color: var(--ink-2); line-height: 1.8; }
.review__quote::before { content: "“"; color: var(--line-strong); font-weight: 800; font-size: 18px; margin-right: 2px; }
.review__quote::after { content: "”"; color: var(--line-strong); font-weight: 800; font-size: 18px; margin-left: 2px; }

/* ---------- 기능 ---------- */
.feature__icon { width: 60px; height: 60px; margin-bottom: 16px; }
.feature__title {
  font-size: 20px;
  font-weight: 800;
  color: var(--navy);
  margin-bottom: 10px;
  letter-spacing: -0.02em;
  padding-bottom: 12px;
  border-bottom: 1px solid var(--line);
}
.feature__desc { font-size: 14.5px; color: var(--ink-2); line-height: 1.8; }

/* ---------- 혜택 ---------- */
.benefits__grid { display: grid; grid-template-columns: 1fr; gap: 26px; align-items: center; }
.benefit-list { display: grid; gap: 14px; }
.benefit { display: flex; gap: 16px; align-items: flex-start; padding: 22px 20px; }
.benefit__illust { width: 76px; height: 76px; flex: none; }
.benefit__title { font-size: 18px; font-weight: 800; color: var(--navy); margin-bottom: 7px; letter-spacing: -0.02em; }
.benefit__desc { font-size: 14.5px; color: var(--ink-2); line-height: 1.8; }
.visual {
  position: relative;
  padding: 26px 22px;
  background: var(--blue-50);
  border: 1px solid var(--blue-100);
  border-radius: var(--radius);
}
.visual__img { width: min(100%, 400px); margin: 0 auto; }
.note {
  display: inline-block;
  position: static;
  transform: none;
  max-width: none;
  font-family: var(--font-head);
  font-size: 13.5px;
  font-weight: 700;
  color: var(--navy);
  background: #fff;
  border: 1px solid var(--line-strong);
  border-radius: var(--radius-sm);
  padding: 5px 11px;
  margin: 0 6px 10px 0;
  text-decoration: none;
  line-height: 1.5;
}
.note--2 { color: var(--blue); border-color: var(--blue-100); background: #fff; text-align: left; }
.bigword {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
  margin-top: 18px;
  padding-top: 18px;
  border-top: 1px solid var(--blue-100);
  font-family: var(--font-head);
  font-weight: 800;
  line-height: 1.1;
}
.bigword__a {
  display: inline-block;
  font-size: clamp(15px, 2.2vw, 18px);
  font-weight: 700;
  color: var(--muted);
  letter-spacing: -0.01em;
}
.bigword__b {
  font-size: clamp(44px, 8vw, 68px);
  color: var(--navy);
  letter-spacing: -0.04em;
}

/* ---------- 안내 섹션(rescue) ---------- */
.rescue {
  position: relative;
  overflow: hidden;
  background: var(--gray-50);
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}
.rescue__inner { display: grid; grid-template-columns: 1fr; gap: 28px; align-items: center; }
.rescue__badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: var(--font-head);
  font-weight: 700;
  font-size: 14px;
  letter-spacing: 0.02em;
  color: var(--navy);
  background: #fff;
  border: 1px solid var(--line-strong);
  border-radius: var(--radius-sm);
  padding: 6px 12px;
  margin-bottom: 16px;
}
.rescue__badge img { width: 20px; height: 20px; }
.rescue__title { display: flex; flex-direction: column; gap: 2px; font-weight: 800; letter-spacing: -0.035em; line-height: 1.18; }
.rescue__t1 { font-size: clamp(32px, 6.4vw, 50px); color: var(--navy); }
.rescue__t2 { font-size: clamp(28px, 5.6vw, 44px); color: var(--blue); }
.rescue__banner {
  display: inline-block;
  margin-top: 18px;
  background: var(--navy);
  color: #fff;
  font-weight: 600;
  font-size: clamp(15px, 2.1vw, 18px);
  padding: 10px 18px;
  border-radius: var(--radius-sm);
}
.rescue__banner strong { color: #F0D485; font-weight: 800; }
.rescue__cond {
  margin-top: 18px;
  font-size: clamp(15px, 1.9vw, 17px);
  color: var(--ink-2);
  line-height: 1.75;
}
.rescue__hl {
  background: none;
  color: var(--navy);
  font-weight: 800;
  border-bottom: 2px solid var(--gold);
}
.rescue__cards {
  list-style: none;
  margin: 22px 0 0;
  padding: 0;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 10px;
  max-width: 470px;
}
.rescue__card {
  --c: var(--navy);
  background: #fff;
  border: 1px solid var(--line);
  border-top: 3px solid var(--c);
  border-radius: var(--radius);
  padding: 14px 6px 12px;
  text-align: center;
  font-weight: 700;
  font-size: clamp(12.5px, 1.5vw, 14px);
  color: var(--c);
}
.rescue__card img { width: 46px; height: 46px; margin: 0 auto 6px; }
.rescue__card--green { --c: var(--green); }
.rescue__card--purple { --c: var(--blue); }
.btn-orange {
  background: var(--navy);
  color: #fff;
  border-color: var(--navy);
  font-size: 17px;
  min-height: 56px;
  padding: 16px 30px;
}
.btn-orange:hover { background: var(--navy-700); border-color: var(--navy-700); }
.btn-orange svg { width: 20px; height: 20px; }
.rescue__cta { margin-top: 24px; }
.rescue__figure {
  position: relative;
  width: min(100%, 480px);
  margin: 0 auto;
  container-type: inline-size;
}
.rescue__img { width: 100%; border-radius: var(--radius); border: 1px solid var(--line); }
.rescue__sign {
  position: absolute;
  left: 13%;
  top: 55%;
  width: 52.5%;
  height: 37%;
  margin: 0;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 2px;
  font-family: var(--font-head);
  font-weight: 700;
  font-size: clamp(13px, 5.2cqw, 26px);
  line-height: 1.3;
  color: var(--navy);
  text-align: center;
  letter-spacing: -0.02em;
}

/* ---------- 공식 신고처 안내 ---------- */
.report {
  background: var(--navy-900);
  color: #D8E2F0;
  padding: var(--section-y) 0;
}
.report__head { text-align: center; margin-bottom: 26px; }
.report__title { font-size: clamp(21px, 3.2vw, 28px); font-weight: 800; color: #fff; letter-spacing: -0.02em; }
.report__sub { margin-top: 10px; font-size: 14.5px; color: #A8BAD3; line-height: 1.75; }
.report__grid { display: grid; grid-template-columns: 1fr; gap: 12px; }
.report__item {
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid rgba(255, 255, 255, 0.14);
  border-radius: var(--radius);
  padding: 18px 18px;
}
.report__name { font-size: 14px; font-weight: 700; color: #A8BAD3; letter-spacing: 0.02em; }
.report__num { margin-top: 4px; font-family: var(--font-head); font-size: 30px; font-weight: 800; color: #fff; letter-spacing: -0.02em; }
.report__desc { margin-top: 6px; font-size: 13.5px; color: #93A7C2; line-height: 1.65; }

/* ---------- 신청 폼 ---------- */
.apply {
  position: relative;
  background: var(--gray-50);
  border-top: 1px solid var(--line);
}
.apply .sec-head__title { font-size: clamp(26px, 4.4vw, 40px); }
.apply-card {
  background: #fff;
  border-radius: var(--radius);
  padding: 26px 20px;
  border: 1px solid var(--line);
  border-top: 4px solid var(--navy);
  max-width: 960px;
  margin: 0 auto;
}
.form-grid { display: grid; grid-template-columns: 1fr; gap: 16px 18px; }
.field { display: flex; flex-direction: column; gap: 6px; }
.field__label { font-size: 14px; font-weight: 700; color: var(--navy); }
.field__label .req { color: var(--red); margin-left: 2px; }
.field__input {
  width: 100%;
  min-height: 50px;
  padding: 12px 14px;
  font: inherit;
  font-size: 16px;
  color: var(--ink);
  background: #fff;
  border: 1px solid var(--line-strong);
  border-radius: var(--radius-sm);
  transition: border-color .18s, box-shadow .18s;
}
.field__input:focus { outline: none; border-color: var(--blue); box-shadow: 0 0 0 3px rgba(26, 86, 167, 0.16); }
.field__input[aria-invalid="true"] { border-color: var(--red); background: #FEF6F7; }
select.field__input {
  appearance: none;
  -webkit-appearance: none;
  background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%230B2C5F' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'><polyline points='6 9 12 15 18 9'/></svg>");
  background-repeat: no-repeat;
  background-position: right 14px center;
  padding-right: 42px;
}
.field__error { display: none; font-size: 13px; color: var(--red); font-weight: 500; }
.field__error.is-visible { display: block; }
.form-agree {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 10px 12px;
  margin-top: 4px;
}
.check {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 14px;
  color: var(--ink);
  cursor: pointer;
  min-height: 44px;
}
.check input { width: 20px; height: 20px; accent-color: var(--navy); margin: 0; }
.form-submit { margin-top: 8px; }
.form-submit .btn { width: 100%; }
.form-note { margin-top: 12px; font-size: 13px; color: var(--muted); text-align: center; }
.form-status { margin-top: 12px; font-size: 14px; text-align: center; min-height: 20px; }
.form-status.is-error { color: var(--red); }
.form-success {
  display: none;
  text-align: center;
  padding: 34px 20px;
}
.form-success.is-visible { display: block; }
.form-success__icon {
  width: 64px; height: 64px; margin: 0 auto 16px;
  border-radius: 50%;
  background: var(--blue-50);
  border: 2px solid var(--navy);
  display: flex; align-items: center; justify-content: center;
}
.form-success__icon svg { width: 32px; height: 32px; }
.form-success__text { font-size: 17px; font-weight: 700; color: var(--navy); }
.hp-field { position: absolute; left: -9999px; opacity: 0; height: 0; width: 0; overflow: hidden; }

/* ---------- 푸터 ---------- */
.site-footer {
  background: var(--navy-900);
  color: #A9B8CD;
  padding: 40px 0 110px;
  font-size: 13px;
  line-height: 1.85;
  border-top: 4px solid var(--navy-700);
}
.site-footer p + p { margin-top: 12px; }
.footer__disclaimer {
  background: rgba(200, 16, 46, 0.14);
  border: 1px solid rgba(200, 16, 46, 0.4);
  border-radius: var(--radius-sm);
  padding: 13px 16px;
  color: #F3C3CC;
  font-weight: 600;
  margin-bottom: 20px;
}
.footer__warning { color: #F0D485; font-weight: 600; }
.footer__company { color: #DCE5F0; }
.footer__copy { margin-top: 20px; color: #75849A; font-size: 12.5px; }
.footer__admin {
  display: inline-block;
  margin-top: 10px;
  font-size: 11px;
  letter-spacing: 0.04em;
  color: #5F6E85;
  opacity: 0.7;
}
.footer__admin:hover, .footer__admin:focus-visible { opacity: 1; color: #A9B8CD; text-decoration: underline; }

/* ---------- 모바일 하단 고정 CTA ---------- */
.sticky-cta {
  position: fixed;
  left: 0; right: 0; bottom: 0;
  z-index: 50;
  display: flex;
  gap: 8px;
  padding: 9px 12px calc(9px + env(safe-area-inset-bottom));
  background: rgba(255, 255, 255, 0.96);
  backdrop-filter: blur(8px);
  border-top: 1px solid var(--line);
}
.sticky-cta .btn {
  flex: 1 1 0;
  min-height: 48px;
  padding: 12px 8px;
  font-size: 14.5px;
  min-width: 0;
}
.sticky-cta .btn span { overflow: hidden; text-overflow: ellipsis; white-space: nowrap; }

/* ---------- 모달 ---------- */
.modal { position: fixed; inset: 0; z-index: 100; display: none; align-items: center; justify-content: center; padding: 20px; }
.modal.is-open { display: flex; }
.modal__backdrop { position: absolute; inset: 0; background: rgba(7, 30, 67, 0.65); }
.modal__panel {
  position: relative;
  width: 100%;
  max-width: 640px;
  max-height: 80vh;
  display: flex;
  flex-direction: column;
  background: #fff;
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  overflow: hidden;
}
.modal__head { display: flex; align-items: center; justify-content: space-between; padding: 16px 20px; border-bottom: 1px solid var(--line); background: var(--gray-50); }
.modal__title { font-size: 17px; font-weight: 800; color: var(--navy); }
.modal__close { width: 44px; height: 44px; border: 0; background: transparent; border-radius: var(--radius-sm); display: flex; align-items: center; justify-content: center; }
.modal__close:hover { background: var(--gray-100); }
.modal__close svg { width: 22px; height: 22px; }
.modal__body { padding: 20px; overflow: auto; font-size: 14px; color: var(--ink-2); line-height: 1.85; }

/* ---------- 토스트 ---------- */
.toast {
  position: fixed;
  left: 50%;
  bottom: 90px;
  transform: translate(-50%, 20px);
  background: var(--navy-900);
  color: #fff;
  padding: 12px 20px;
  border-radius: var(--radius-sm);
  font-size: 14px;
  font-weight: 600;
  opacity: 0;
  pointer-events: none;
  transition: opacity .25s, transform .25s;
  z-index: 200;
  max-width: calc(100% - 40px);
  text-align: center;
}
.toast.is-visible { opacity: 1; transform: translate(-50%, 0); }
.toast--error { background: var(--red); }

/* ---------- 스크롤 등장 애니메이션 ---------- */
.reveal { opacity: 0; transform: translateY(14px); transition: opacity .5s ease, transform .5s ease; }
.reveal.in { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  .reveal { opacity: 1; transform: none; transition: none; }
  .card, .btn { transition: none; }
}

/* =========================================================
   반응형
   ========================================================= */
@media (max-width: 519px) {
  .topbar__note span { display: none; }
}

@media (min-width: 520px) {
  .hero__cta .btn { flex: 0 1 auto; }
}

@media (min-width: 640px) {
  .form-grid { grid-template-columns: 1fr 1fr; }
  .form-agree { grid-column: 1 / -1; }
  .form-submit { grid-column: 1 / -1; }
  .apply-card { padding: 34px 30px; }
  .report__grid { grid-template-columns: repeat(3, 1fr); }
}

@media (min-width: 768px) {
  :root { --section-y: 80px; }
  .grid-3 { grid-template-columns: repeat(3, 1fr); }
  .channel-grid { grid-template-columns: repeat(3, 1fr); }
  .channel { flex-direction: column; align-items: flex-start; gap: 14px; padding: 26px 24px; }
  .channel__go { margin-top: 2px; }
  .benefit-list { gap: 16px; }
  .header-cta { display: inline-flex; min-height: 44px; padding: 10px 20px; font-size: 14.5px; }
  .sticky-cta { display: none; }
  .site-footer { padding-bottom: 44px; }
  .form-grid { grid-template-columns: 1fr 1fr 1fr 1fr; }
  .form-agree { grid-column: 1 / 3; }
  .form-submit { grid-column: 3 / 5; margin-top: 0; align-self: end; }
  .visual { padding: 30px 28px; }
}

@media (min-width: 1024px) {
  :root { --section-y: 92px; }
  .hero { padding-top: 56px; }
  .hero__inner { grid-template-columns: 1.2fr 1fr; gap: 30px; min-height: 520px; }
  .hero__copy { padding-bottom: 48px; }
  .hero__img { width: 100%; max-width: 470px; margin-left: auto; }
  .chip--1 { left: -10px; top: 16%; }
  .chip--2 { right: -6px; bottom: 20%; }
  .benefits__grid { grid-template-columns: 1fr 1.05fr; gap: 36px; }
  .rescue__inner { grid-template-columns: 1.1fr 1fr; gap: 40px; }
  .card { padding: 30px 26px; }
}